Life Insurance Quotes & Information

Since 1997, LifeInsurance.org has been a valuable resource for objective advice and information about life insurance. We are also a trusted resource for those interested in receiving and comparing life insurance quotes from leading providers of life insurance coverage.

Life insurance policies offer financial support to the dependents and beneficiaries of the person insured. In addition, they provide a measure of financial security to your beneficiaries (family, loved ones) so that upon death, your survivors will be able to meet financial responsibilities that were previously covered by your income. Payouts on life insurance policies can be paid in a lump sum or in several installments. The amount of money you pay to your company is called a premium.

These are the most common types of policies:

• Term
• Permanent / Whole

There are other variations of policies, such as, Universal Life, Excess Interest Whole Life, Variable Life, Limited-Payment Whole Life and Single-Premium Whole Life.

Considerations

Before requesting your life insurance quotes, there are many things to consider when determining whether a policy is right for you.  

• What should you consider when looking to buy a policy?
• What are your options?
• How do you choose which option is right for your situation?
• What is the process for buying the right policy?

Additional Resources

Finding the right life insurance policy for your family and loved ones can be confusing. LifeInsurance.org provides several easy-to-use resources to help you make more informed decisions.
Some of the resources include:

• Guides and Articles to help you make informed decisions.
• Learn about the difference between term and permanent life.
• Helpful tips for consumers on how to apply, information about American family insurance rates, types, ratings, etc.
• State guides (for U.S. readers).
• An overview of the leading companies, including MetLife, Liberty Mutual, Prudential, New York Life and Gerber Life Insurance.
• Frequently-asked questions.
• Compare instant quotes from leading providers.

From our Blog

• What Happens to Your Life Insurance in Bankruptcy?
  Bankruptcy is being considered by millions of Americans during these tough economic times, and many are wondering what will happen to their life insurance proceeds if they choose to file.  Depending on your circumstances, your life insurance proceeds could be safe from bankruptcy laws, but there are exceptions that do apply and you should definitely talk to a professional about how your unique scenario will impact your life insurance policy. You will first need to determine what type of bankruptcy you will be filing.  There are three main types that the general public tend to ...
• Globe Life Insurance for Young Adults
  I came across a unique life insurance program that is specifically tailored for children and young adults.  It’s called Globe Life Insurance and it seems to have a lot of great benefits.  It begs the question if you really need a life insurance policy for your child, but this will be an individual decision you make with your family and financial advisor. Basically, Globe Insurance is a whole life insurance policy that provides up to $30,000 in life insurance coverage for younger people.  It’s a pretty easy way to establish their financial foundation while they ...

More Information

• Insurance Information Institute
• Life Insurance Definition
• Federal Employees’ Group Life Insurance
• Department of Veterans Affairs
• Life Insurance – Answers
• Life Happens

About Us

Our goal is to provide consumers with objective information and the tools so they make an educated decision on what product is best for them. LifeInsurance.org is neither a company nor an agency. We do not sell insurance policies to consumers, and so our focus is on both educating and providing you access to leading providers. As a service to our readers, we enable users of LifeInsurance.org to search for insurance quotes from leading companies who sell the policies, and can provide you with quotes along with guidance in buying the right policy. The information presented on LifeInsurance.org is intended for general consumer knowledge. We do not provide advice on individual situations or legal issues.